Economic Rehabilitation
Financial Aid to destitute families
With a view to minimize the sufferings of an Overseas Pakistani in hour of need, OPF had introduced a Financial Aid Scheme in 1980-81 to provide financial assistance to the destitute families of Overseas Pakistanis in the event of sudden death or disability of Overseas Pakistanis. It is aimed at helping the bereaved family to overcome their initial financial problems soon after the demise or disability of their earning members. This is one time grant and present limit of this grant is Rs.100,000/- per family.
Total No. of Beneficiaries upto 30-06-2012 Total Amount Disbursed
5513 Rs. 237.17 million
Eligibility/Criteria
  1. The deceased/disabled Overseas Pakistani should be a registered member of Overseas Pakistanis Foundation.
  2. The Financial Aid will be awarded only once to an applicant.
  3. Dependents of deceased Overseas Pakistanis or Overseas Pakistanis who become disabled can apply for grant of financial aid (being one time financial assistance).
  4. Cases with permanent disability such as amputation, paralysis, loss of vision and other cases with visible disability will be considered and cases having partial or invisible disability will not be considered for grant of financial aid. The applicants will have to prove his disability by proving original Disability Certificate from Surgeon/Specialist.
  5. Cases of those registered Overseas Pakistanis will be considered for grant of financial aid who died/become disabled while working abroad or within three years from the date of their return to Pakistan. The death/disability applications should be filed within three years as per criteria given below:
  6. In case of death/disability abroad, three years period will be considered from the date of mishap.
  7. In case of death/disability within Pakistan, three years period will start from the date of his return to Pakistan.
  8. In case of death/disability in Pakistan within last four months of expiry of stipulated period of 3 years, the applicant would be entitled to submit his/her application within a grace period of six months, commencing from the date of expiry of stipulated period of 3 years, keeping in view iddat period of widows and physical & psychological trauma.
  9. The application will be entertained once only.
  10. Financial aid will be awarded through crossed cheque to the destitute family.
  11. The applicant will have to provide death certificate and in case of disability, a proper medical certificate clearly identifying the nature & level of present disability by the doctor concerned.
  12. All financial aid applications should be recommended by the concerned Chairman Union/District Council, Councillor, Numberdar, Principal/Headmaster of Government institution or any Govt. Gazetted Officer.
  13. If the deceased Overseas Pakistani was unmarried, his parents may apply, along with proof of his marital status.
  14. If an intending Overseas Pakistani gets himself protected by the Protector of Emigrants and deposits Welfare Fund for employment abroad but dies in Pakistan prior to his departure abroad, his family or dependents are also entitled to avail the facility of financial aid.
Procedure of Implementation
  • The scheme is advertised in all the national newspapers and also publicized through OPF monthly magazine “Yaran-e-Watan”. Prescribed application forms are provided to the needy persons at OPF Head Office and Regional Offices either by post or through direct contact free of cost. The forms can also be downloaded from OPF Website.
  • The initial scrutiny of the applications will be done at the Welfare & Services Division. The cases short-listed are verified by the Division as well as the Regional Offices, in their respective geographical areas of operation. The recommendations of verifying officers are discussed by the Financial Aid Committee who give its final recommendations to the Managing Director for approval.
Economic Rehabilitation of Disabled Returnees (Bila Sood Qarz Scheme):
To help the disabled returnees, OPF started the scheme in 1992-93 with the objective to help disabled overseas Pakistanis by awarding them Bila Sood Qarz to generate permanent source of income.
No. of Beneficiaries Amount
128 Rs. 11.90 million
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